Use our free, accurate financial calculators to plan SIP, STP, PPF, FD, Car Loan, Retirement, and more — all in one place.
Estimate tax liability, compare regimes, and calculate LTCG, crypto tax, salary, and HRA exemptions accurately.
Estimate your tax liability under old and new tax regimes for the current financial year.
Calculate NowCalculate your tax liability under the new tax regime for FY 2026-27 (AY 2027-28).
Calculate NowCalculate your tax liability under the new tax regime for FY 2025-26 (AY 2026-27).
Calculate NowCompare your exact tax outgo under the old and new regimes side by side and pick the better one.
Calculate NowCalculate Long Term Capital Gains tax on equity, mutual funds, and property sale proceeds.
Calculate NowCalculate the flat 30% tax and TDS applicable on your cryptocurrency and VDA gains.
Calculate NowFind out how much tax you can save through 80C, 80D, and other eligible deductions.
Calculate NowBreak down your CTC into in-hand salary, deductions, and take-home pay instantly.
Calculate NowCalculate your exact House Rent Allowance exemption and reduce your taxable income.
Calculate NowPlan SIPs, government savings schemes, and long-term investments with SEBI-compliant calculators.
Estimate the future value of your monthly SIP investments with the power of compounding.
Calculate NowCalculate steady monthly withdrawals from your investment corpus with a Systematic Withdrawal Plan.
Calculate NowCalculate Fixed Deposit maturity value and interest earned across tenures and rates.
Calculate NowCalculate the maturity value of your Recurring Deposit based on tenure and interest rate.
Calculate NowEstimate your Employees' Provident Fund maturity corpus based on basic salary and tenure.
Calculate NowCalculate your Public Provident Fund maturity amount with tax-free returns under Sec 80C.
Calculate NowCalculate returns on your National Savings Certificate investment at maturity.
Calculate NowEstimate mutual fund returns based on investment amount, duration, and expected growth.
Calculate NowSee how gradually increasing your SIP amount each year accelerates your wealth creation.
Calculate NowCalculate Systematic Transfer Plan returns while shifting funds from debt to equity.
Calculate NowEstimate potential returns from Specialised Investment Fund allocations over your horizon.
Calculate NowCalculate the future value of a one-time lumpsum investment over your chosen tenure.
Calculate NowWork backwards from your financial goal to find the exact SIP amount you need monthly.
Calculate NowEstimate returns on gold investments — physical, digital, or Sovereign Gold Bonds.
Calculate NowCalculate the Compound Annual Growth Rate of your investment over any period.
Calculate NowCalculate quarterly interest income from your Senior Citizens Savings Scheme deposit.
Calculate NowCalculate the maturity amount of your Sukanya Samriddhi Yojana account for your daughter.
Calculate NowCalculate your monthly contribution and guaranteed pension under the Atal Pension Yojana.
Calculate NowEstimate returns from your Equity Linked Savings Scheme investment with 80C tax benefits.
Calculate NowCalculate EMI, down payment, and interest for home, car, bike, personal, and education loans.
Compare investing your surplus vs. pre-paying your loan to find the smarter move.
Calculate NowSee how much interest you save and how much sooner you close your loan by pre-paying.
Calculate NowCalculate your home loan EMI, total interest payable, and amortization schedule.
Calculate NowCalculate your car loan EMI, total interest, and amortization schedule.
Calculate NowCalculate your two-wheeler loan EMI and total interest before you ride home.
Calculate NowEstimate your personal loan EMI and plan repayment for any tenure and interest rate.
Calculate NowCalculate EMI and total interest on your education loan, including moratorium period impact.
Calculate NowCalculate your Equated Monthly Instalment for any loan amount and tenure in seconds.
Calculate NowCalculate the ideal down payment for your home or car purchase and the loan you'll need.
Calculate NowSee how inflation erodes the value of your money and plan investments that beat it.
Calculate NowCalculate simple interest on any principal amount over a fixed tenure and interest rate.
Calculate NowSee how the power of compounding grows your money exponentially over long periods.
Calculate NowPlan retirement, child education, wedding budgets, and monthly budgeting with dedicated goal-planning tools.
Plan your entire financial journey — income, expenses, savings, and investments.
Calculate NowEstimate the future cost of your child's education and the SIP needed to fund it.
Calculate NowPlan and estimate your wedding expenses and set a realistic savings goal.
Calculate NowSet a target amount and timeline, and get a clear investment roadmap to reach it.
Calculate NowFind out how much SIP you need to retire with your desired corpus.
Calculate NowTrack your income vs. expenses monthly and identify where you can save more.
Calculate NowCalculate profit margin, working capital, DSCR, lease costs, GST, ROI, and break-even point.
Calculate your gross and net profit margin percentage from revenue and cost figures.
Calculate NowCalculate your business's working capital from current assets and current liabilities.
Calculate NowCalculate your Debt Service Coverage Ratio to assess loan repayment capacity for your business.
Calculate NowCalculate monthly lease payments and total lease cost for equipment or vehicles.
Calculate NowCalculate GST amount, net price, and gross price for any tax slab instantly.
Calculate NowCalculate Return on Investment and compare profitability across business options.
Calculate NowFind the exact sales volume where your business covers all costs and starts profiting.
Calculate NowCalculate how long it will take to recover the cost of a business investment.
Calculate NowCalculate the final price after a percentage discount and the total amount saved.
Calculate NowCalculate your mortgage payment, interest, and full amortization schedule.
Calculate NowCalculate the present value of a future sum of money at a given discount rate.
Calculate NowGenerate rent receipts and calculate gratuity, NPV, future value, depreciation, and post office schemes.
Generate rent receipts instantly for HRA tax exemption claims.
Calculate NowEstimate the gratuity amount you're entitled to based on salary and years of service.
Calculate NowCalculate the Net Present Value of a series of future cash flows for any project.
Calculate NowCalculate what your money today will be worth at a future date given a growth rate.
Calculate NowCalculate asset depreciation using straight-line or written-down value methods.
Calculate NowCalculate your monthly income from the Post Office Monthly Income Scheme deposit.
Calculate NowCalculate how long it takes for your Kisan Vikas Patra investment to double.
Calculate NowCalculate how your regular savings grow over time with interest and compounding.
Calculate NowMaking the right financial decision requires accurate data and smart planning. Our free online financial calculators — covering income tax, investment & saving, loans & EMI, life-goal planning, business tools, and everyday utilities — are built on formulas used by SEBI-registered advisors and AMFI-certified mutual fund distributors. Whether you're planning your first SIP, comparing a home loan vs. car loan, calculating GST for your business, or estimating your child's future education cost, these tools give you instant, reliable results without any login or registration.
Each calculator is designed for simplicity. Just enter your inputs — investment amount, tenure, interest rate, loan principal, or tax bracket — and get instant results with a detailed breakdown. All calculators across our six categories are mobile-friendly, updated for the latest tax rules, and work entirely in your browser.
Our SIP calculator uses the standard compound interest formula for monthly investments: FV = P × [(1 + r)^n − 1] / r × (1 + r), where P is your monthly SIP amount, r is the monthly rate of return, and n is the number of months.
Yes. All calculators on this page — including the EMI, PPF, FD, GST, and retirement planning tools — are completely free, require no login, and can be used as many times as you like.
Our EMI, home loan, car loan, bike loan, and education loan calculators use the standard reducing-balance EMI formula. Results closely match bank calculations, though your actual EMI may vary slightly based on processing fees and the lender's exact disbursement date.
The new tax regime calculators for FY 2025-26 and FY 2026-27 apply the revised slab rates with limited deductions. The Old vs New Regime Calculator compares your exact liability under both regimes side by side so you can pick the better option.
Long Term Capital Gains tax applies when equity or equity mutual fund units are held for more than 12 months. Our LTCG Tax Calculator applies the current exemption limit and tax rate to your gains automatically.
Use the Retire Rich Calculator to find the monthly SIP needed for your target retirement corpus, and the EPF Calculator, APY Calculator, or Retirement Gratuity Calculator to estimate provident fund, pension, and gratuity income alongside it.
These calculators give you an accurate estimate for planning purposes, but tax rules, fund performance, and personal circumstances vary. We recommend a free portfolio review with a SEBI-registered advisor before acting on the results.
Use these calculators as a starting point, then connect with our SEBI Registered advisor Vikash Royal (ARN-356458) for a personalized financial plan. Our goal is to help every Indian family build lasting wealth through disciplined, goal-based investing.
Get a free portfolio review and personalized investment plan from Vikash Royal — SEBI Registered (ARN-356458)
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